Our Products
Flexible financial solutions designed to meet your unique needs — from quick cash to business growth funding.
Payday Loan
Get instant cash from ₦20,000 up to ₦1,000,000
Need quick money before payday? Our Payday Loan gives you instant access to short-term funds to cover urgent needs — no stress, no paperwork. Enjoy fast approval, same-day disbursement, and a fully digital application process.
Perfect for: emergency bills, airtime/data, rent top-up, transport, etc.
Salary Loan
Get up to ₦5,000,000 in minutes — tailored for salary earners
Unlock access to higher credit amounts based on your monthly income. Our Salary Loan is designed exclusively for employed individuals who need financial breathing room — whether it's for rent, school fees, medicals, or personal projects.
Fast processing. No delays. No hidden charges.
Business Loan
Access up to ₦5,000,000 to grow your business
Empower your business with flexible funding solutions. Whether you're looking to restock, expand operations, or manage cash flow, our Business Loan offers the financial support you need — fast, reliable, and tailored for SMEs and entrepreneurs.
Buy Now, Pay Later (BNPL)
Don't just dream it — own it now and pay in bits!
With Mulligan's Buy Now Pay Later, you can shop for your favourite gadgets, appliances, furniture, or lifestyle items and spread your payments over convenient monthly installments.
Why wait when you can take it home today?
Invoice Financing
Turn unpaid invoices into working capital
If you're a business owner waiting on clients to pay, Mulligan's Invoice Financing helps you unlock immediate funds tied up in pending invoices. Get up to 80% of the invoice value to keep your operations running smoothly while waiting for customer payments.