Our Company
At Mulligan Finance Limited, we believe everyone deserves a second chance — a mulligan — to grow, rebuild, and succeed financially.
What We Are
Mulligan Finance Limited is a forward-thinking financial services company dedicated to making access to credit simple, fair, and inclusive. We exist to bridge the financial gap for individuals and small businesses who are often overlooked by traditional institutions.
By combining smart technology with customer-first principles, we deliver fast, flexible, and responsible lending solutions tailored to real-life needs.
We are more than just a lender — we are financial partners, working alongside our customers on their journey toward growth, stability, and opportunity.
Our Values
At Mulligan Finance, our operations and culture are driven by five core values that guide our daily decisions, shape our relationships, and define who we are as a company.
Integrity
We uphold the highest standards of honesty and transparency in everything we do.
Responsibility
We lend with care, ensuring our solutions are sustainable and impactful.
Innovation
We embrace technology and fresh thinking to improve how we serve our customers.
Empathy
We listen, understand, and respond to the real challenges people face every day.
Excellence
We are committed to delivering outstanding service and measurable results.
What We Are Building
We are building a smarter, inclusive, and tech-driven lending ecosystem — one that puts the power of finance back in the hands of everyday people.
Our vision is to become a leading force in digital credit across Nigeria and beyond, by:
Creating accessible financial products that serve both the banked and unbanked populations
Using data and automation to streamline decision-making and improve credit outcomes
Building partnerships that support SMEs, students, entrepreneurs, and everyday workers
Developing a robust platform where customers can apply, access, and repay loans with ease
Championing financial literacy and responsible borrowing for long-term success
At Mulligan Finance, we are not just building a company — we're building a movement of financial empowerment.